"He," repeats Andrew, to cement the information in his mind and to be polite, more or less. He notices the shift in her demeanor, but it's only just now that it occurs to him that she probably thinks this is normal for him. "Not generally," he replies. "'Neither a borrower nor a lender be' -- well, alright, I do borrow and lend, but that's not what you mean, is it? Is that what your flatmate is?"